licencemap
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Matrix / Croatia

🇭🇷 Croatia

HANFA issued Croatia's first MiCA CASP licence in April 2026, over a year after applications opened.

Crypto (CASP) E-Money (EMI)
Last verified 2026-07-02 Next review 2026-07-16

Data verified: oldest cell 1 day ago (verified 2026-07-02). Individual cells show their own verification date below.

Licence type

MiCA CASP authorisation under Regulation (EU) 2023/1114, implemented nationally via Croatia's MiCA Implementation Act (passed 27 July 2024, in force alongside EU MiCA from 30 December 2024).

Verified 2026-07-02 Source: Manimama: https://manimama.eu/mica-implementation-in-croatia/; Copla: https://copla.com/blog/compliance-regulations/mica-regulation-in-croatia-licensing-implementation-and-what-crypto-firms-need-to-know/

Regulator

HANFA (Croatian Financial Services Supervisory Agency); HNB (Croatian National Bank) supervises ART/EMT issuers.

Verified 2026-07-02 Source: HANFA: https://www.hanfa.hr/en/

Capital requirement 🔒

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Timeline to authorisation 🔒

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Local substance 🔒

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Application cost 🔒

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Passporting 🔒

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MiCA CASPs approved 🔒

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Key restrictions 🔒

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Recent changes

HANFA granted Croatia's first MiCA CASP licence to Zagreb-based Electrocoin in April 2026 - the first authorisation issued in-country.

Verified 2026-07-02 Source: Croatia Week: https://www.croatiaweek.com/croatia-first-mica-crypto-licence-electrocoin/; micahub.net: https://micahub.net/mica-register/

Difficulty rating 🔒

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Informational only, not legal advice. Entries marked as placeholder or awaiting verification must not be relied on. Confirm all requirements with Croatia's regulator and qualified local counsel before acting.