licencemap
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Matrix / Czechia

🇨🇿 Czechia

CNB fast-tracking CASP approvals — from 0 (Feb 2026) to 7 (May-July 2026) off 248 applications, an EU hotspot

Crypto (CASP) E-Money (EMI)
Last verified 2026-07-02 Next review 2026-07-16

Data verified: oldest cell 1 day ago (verified 2026-07-02). Individual cells show their own verification date below.

Licence type

Electronic money institution licence under Act No. 370/2017 Coll. on Payment System (transposing EMD2); a separate 'small-scale electronic money issuer' (malý vydavatel elektronických peněz) exemption tier also exists for issuers below the EMD2 activity threshold

Verified 2026-07-02 Source: Czech National Bank: https://www.cnb.cz/en/supervision-financial-market/legislation/payment-and-electronic-money-institutions/

Regulator

Czech National Bank (Česká národní banka, ČNB)

Verified 2026-07-02 Source: Czech National Bank: https://www.cnb.cz/en/supervision-financial-market/conduct-of-supervision/licensing-and-approval-proceedings/licensing-and-approval-proceedings-payment-institutions/

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Recent changes

PSD3 and the PSR will merge the payment institution and EMI regimes into one licence that can issue e-money. Final texts published 23 April 2026, applicability targeted around 2028; existing EMIs are grandfathered but must update their file.

Verified 2026-07-02 Source: EU

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Informational only, not legal advice. Entries marked as placeholder or awaiting verification must not be relied on. Confirm all requirements with Czechia's regulator and qualified local counsel before acting.