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Informational only, not legal advice. Verify with qualified counsel before acting. Full disclaimer

Matrix / Finland

🇫🇮 Finland

FIN-FSA runs a compressed 6-month MiCA transition, tightening a regime previously built on national VASP registration.

Crypto (CASP) E-Money (EMI)
Last verified 2026-07-02 Next review 2026-07-16

Data verified: oldest cell 1 day ago (verified 2026-07-02). Individual cells show their own verification date below.

Licence type

MiCA CASP authorisation (Articles 60-62), replacing Finland's prior national virtual-currency-provider registration regime (in force since 2019).

Verified 2026-07-02 Source: Manimama: https://manimama.eu/mica-implementation-in-finland/

Regulator

Finanssivalvonta (FIN-FSA, Finnish Financial Supervisory Authority)

Verified 2026-07-02 Source: FIN-FSA: https://www.finanssivalvonta.fi/en/financial-market-participants/banks/authorisations-registrations-and-notifications/payment-service-providers/

Capital requirement 🔒

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Timeline to authorisation 🔒

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Local substance 🔒

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Application cost 🔒

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Ongoing cost 🔒

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Passporting 🔒

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MiCA CASPs approved 🔒

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Key restrictions 🔒

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Recent changes

FIN-FSA launched a public register of authorised CASPs and a warning list of unauthorised providers; the 6-month transition period closed 30 June 2025, requiring firms to already hold full MiCA authorisation.

Verified 2026-07-02 Source: Aggregated market commentary; recommend primary confirmation via finanssivalvonta.fi

Difficulty rating 🔒

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The decision numbers for Finland are one step away

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Get an email when this regime changes, fee schedules, capital rules, transition deadlines.

Informational only, not legal advice. Entries marked as placeholder or awaiting verification must not be relied on. Confirm all requirements with Finland's regulator and qualified local counsel before acting.