Informational only, not legal advice. Verify with qualified counsel before acting. Full disclaimer

πŸ‡¬πŸ‡· Greece

HCMC's fast, well-documented statutory process (Law 5193/2025) had issued no CASP authorisations as of mid-2026.

Last verified 2026-07-02 Next review 2026-07-16

Data verified: oldest cell 1 day ago (verified 2026-07-02). Individual cells show their own verification date below.

Licence type

Electronic money institution licence under Law 4021/2011 (Articles 9-30, Greece's EMD2 transposition) as updated by Law 4537/2018 (PSD2 transposition); Bank of Greece maintains a public register of Greek EMIs and of foreign EMIs passporting into Greece

Verified 2026-07-02 Source: Bank of Greece supervised institutions: https://www.bankofgreece.gr/en/main-tasks/supervision/supervised-institutions

Regulator

Bank of Greece (΀ράπΡ΢α της Ελλάδος)

Capital requirement πŸ”’

Timeline to authorisation πŸ”’

Local substance πŸ”’

Application cost πŸ”’

Ongoing cost πŸ”’

Passporting πŸ”’

EMIs authorised πŸ”’

Key restrictions πŸ”’

Safeguarding πŸ”’

Recent changes

PSD3 and the PSR will merge the payment institution and EMI regimes into one licence that can issue e-money. Final texts published 23 April 2026, applicability targeted around 2028; existing EMIs are grandfathered but must update their file.

Verified 2026-07-02 Source: EU

Difficulty rating πŸ”’

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Informational only, not legal advice. Entries marked as placeholder or awaiting verification must not be relied on. Confirm all requirements with Greece's regulator and qualified local counsel before acting.