licencemap
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Matrix / Norway

🇳🇴 Norway

EEA edge case: Finanstilsynet has issued MiCA authorisations (AK Jensen, Firi) but Norway's status in ESMA's interim register is inconsistent with national records

Crypto (CASP) E-Money (EMI)
Last verified 2026-07-02 Next review 2026-07-16

Data verified: oldest cell 1 day ago (verified 2026-07-02). Individual cells show their own verification date below.

Licence type

E-pengeforetak (e-money institution) licence under Lov om e-pengeforetak (Act on E-Money Institutions, 2002) and Forskrift om e-pengeforetak (Regulation on E-Money Institutions, 2011), transposing EMD2; no separate small/exempt e-money tier (unlike the limited-authorisation option available to payment institutions for low-volume money transfer only)

Verified 2026-07-02 Source: Finanstilsynet: https://www.finanstilsynet.no/tillatelser/e-pengeforetak/ ; Lovdata: https://lovdata.no/dokument/NLO/lov/2002-12-13-74/KAPITTEL_2

Regulator

Finanstilsynet (The Financial Supervisory Authority of Norway)

Verified 2026-07-02 Source: Finanstilsynet: https://www.finanstilsynet.no/tillatelser/e-pengeforetak/

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Recent changes

Norway's 2026 Financial Market Report (Finansmarkedsmeldingen, Meld. St. 9 2025-2026) references incoming PSD3/PSR transposition work; Norway typically transposes EU payment services legislation with a lag via the EEA Agreement, so implementation timing is expected to trail the EU's own 2026 deadlines

Verified 2026-07-02 Source: Regjeringen.no: https://www.regjeringen.no/contentassets/9b4d4ff1205141fea332e0fe35a9190d/no/pdfs/stm202520260009000dddpdfs.pdf

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Informational only, not legal advice. Entries marked as placeholder or awaiting verification must not be relied on. Confirm all requirements with Norway's regulator and qualified local counsel before acting.