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🇵🇱 Poland

No functioning MiCA CASP regime — enabling law vetoed three times, KNF unable to authorise anyone as of July 2026

Last verified 2026-07-02 Next review 2026-07-16

Data verified: oldest cell 1 day ago (verified 2026-07-02). Individual cells show their own verification date below.

Licence type

MiCA CASP authorisation is legally required (MiCA is directly applicable EU law) but Poland has NO functioning domestic legal basis to grant it: the Crypto-Assets Market Act, which would designate KNF as competent authority and set out the licensing procedure, has been vetoed by the President three times (1 December 2025, 12 February 2026, and again in June 2026 per later reporting). Three competing draft bills (government, Poland 2050, Konfederacja) remain stuck in the legislative process.

Regulator

KNF (Komisja Nadzoru Finansowego / Polish Financial Supervision Authority) is the intended competent authority under the stalled Crypto-Assets Market Act, but KNF currently has NO statutory power to accept or process CASP applications because no law has designated it as the Article 3(1)(35)(a) MiCA competent authority. This is a genuine regulatory vacuum, not merely a slow regulator.

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Recent changes Disputed

Why is this figure disputed?

Sources disagree on this figure. The verified detail below sets out the conflicting counts or interpretations and which we treat as most authoritative; treat it as contested until it settles.

The enabling law (Crypto-Assets Market Act) has NOT moved past draft/stalled status — it has now been vetoed a third time (reported June 2026), after earlier vetoes on 1 December 2025 and 12 February 2026. Three rival drafts (government, Poland 2050, Konfederacja) remain in Parliament with no clear path to enactment before or immediately after the 1 July 2026 MiCA transitional deadline. This confirms and updates the user's 4 May 2026 baseline: the situation has worsened, not resolved.

Verified 2026-07-02 Source: Helms Advisory CASP tracker (aggregating ESMA register): https://helmsadvisory.com/casp-licence-tracker

Difficulty rating 🔒

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Informational only, not legal advice. Entries marked as placeholder or awaiting verification must not be relied on. Confirm all requirements with Poland's regulator and qualified local counsel before acting.