licencemap
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Matrix / Spain

🇪🇸 Spain

Bank-led CASP adoption (BBVA, CaixaBank, Openbank) under CNMV, with a sharply disputed headline CASP count and an approaching 1 July 2026 hard deadline.

Crypto (CASP) E-Money (EMI)
Last verified 2026-07-02 Next review 2026-07-16

Data verified: oldest cell 1 day ago (verified 2026-07-02). Individual cells show their own verification date below.

Licence type

MiCA CASP Authorisation granted by the Comisión Nacional del Mercado de Valores (CNMV); Banco de España separately supervises stablecoin (ART/EMT) issuance

Verified 2026-07-02 Source: CNMV: https://www.cnmv.es/portal/mica/regulacion-criptoactivos?lang=en

Regulator

Comisión Nacional del Mercado de Valores (CNMV) - lead CASP authority; Banco de España co-supervises stablecoin issuers

Verified 2026-07-02 Source: CNMV: https://www.cnmv.es/portal/consultas/proveedores-servicios-criptoactivos?lang=en

Capital requirement 🔒

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Application cost 🔒

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Passporting 🔒

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MiCA CASPs approved 🔒

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Key restrictions 🔒

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Recent changes

By early 2026, CNMV had granted MiCA CASP licenses to six banks (BBVA, Cecabank, Openbank, Renta 4, CaixaBank and Kutxabank) plus five fintechs, reflecting a bank-led adoption pattern distinct from most other EEA jurisdictions; CNMV published updated MiCA Q&A guidance in Dec 2025 ahead of full application from 1 July 2026

Verified 2026-07-02 Source: ajtapia blog: https://ajtapia.com/2026/01/criptoactivos-y-criptomonedas-criterios-de-la-cnmv-sobre-la-aplicacion-de-mica-ante-su-aplicacion-plena-desde-el-1-de-julio-de-2026/

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Informational only, not legal advice. Entries marked as placeholder or awaiting verification must not be relied on. Confirm all requirements with Spain's regulator and qualified local counsel before acting.