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Dimension Pinned
🇭🇰 Hong Kong analogue partly open
Verified 2026-08-15
🇸🇬 Singapore analogue partly open
Verified 2026-08-15
Licence type No EMI. Stored Value Facility (SVF) licence under the Payment Systems and Stored Value Facilities Ordinance (Cap. 584). No EMI. Major Payment Institution (MPI) licence under the Payment Services Act, covering e-money issuance and account issuance. Standard PI for smaller volumes.
Verified 2026-08-15 Source: Current national regulator authorisation material: https://www.mas.gov.sg/regulation/payments/licensing-for-payment-service-providers
Regulator Hong Kong Monetary Authority (HKMA). Not the SFC, which handles the crypto VATP regime.
Verified 2026-07-03 Source: HKMA
Monetary Authority of Singapore (MAS).
Verified 2026-08-15 Source: Current national regulator authorisation material: https://www.mas.gov.sg/regulation/payments/licensing-for-payment-service-providers
Capital requirement Hong Kong capital requirement is included in the £349 pass. Singapore capital requirement is included in the £349 pass.
Timeline to authorisation Hong Kong timeline to authorisation is included in the £349 pass. Singapore timeline to authorisation is included in the £349 pass.
Local substance Hong Kong local substance is included in the £349 pass. Singapore local substance is included in the £349 pass.
Application cost Hong Kong application cost is included in the £349 pass. Singapore application cost is included in the £349 pass.
Ongoing cost Hong Kong ongoing cost is included in the £349 pass. Singapore ongoing cost is included in the £349 pass.
Passporting Hong Kong passporting is included in the £349 pass. Singapore passporting is included in the £349 pass.
EMIs authorised Hong Kong emis authorised is included in the £349 pass. Singapore emis authorised is included in the £349 pass.
Key restrictions Hong Kong key restrictions is included in the £349 pass. Singapore key restrictions is included in the £349 pass.
Safeguarding Hong Kong safeguarding is included in the £349 pass. Singapore safeguarding is included in the £349 pass.
Recent changes The separate Stablecoins Ordinance (Cap. 656) came into force 1 August 2025 and is administered by the HKMA. In April 2026 the HKMA granted the first stablecoin issuer licences, to Anchorpoint and HSBC, both for HKD-referenced stablecoins, requiring at least HK$25m paid-up capital and segregated reserve assets. SVF licensees under the Payment Systems and Stored Value Facilities Ordinance (Cap. 584, the analogue regime in this row) are recognised as permitted offerors under the Stablecoins Ordinance and have a clear pathway to stablecoin issuance, but SVF and stablecoin-issuer licences remain two distinct licence types. Continuing MAS refinements to the PSA.
Verified 2026-07-02 Source: MAS
Difficulty rating Hong Kong difficulty rating is included in the £349 pass. Singapore difficulty rating is included in the £349 pass.

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Capital, timeline, costs, substance, passporting, restrictions and difficulty for your pinned jurisdiction and every peer, with the deltas that show where each one wins or loses. One-off Founder Pass (£349) or Pro with change alerts.

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Informational only, not legal advice. A delta compares the sortable figure only (capital, timeline, cost, difficulty, passporting, approvals); it is not a judgement on overall suitability. Verify with qualified counsel before acting.

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