🇺🇸 How much does a crypto licence in United States cost?
Cost model verified: oldest component 1 day ago (verified 2026-07-07).
roughly EUR 0 to EUR 25k cash over three years
Confidence: Medium
Modelled scenario: NYDFS BitLicense (23 NYCRR Part 200), the flagship US state virtual-currency licence, costed as the headline. MULTI-STATE CAVEAT: FinCEN money services business registration is federal, mandatory and free, but operating nationwide also requires a BitLicense PLUS roughly 40-plus separate state money transmitter licences, each with its own application fee, surety bond and net-worth requirement, so the true nationwide cost is far higher than this NYDFS headline. Only the New York BitLicense is costed in the figures below.
These figures are planning estimates for a stated representative scenario, not quotes and not legal or financial advice. Regulator fees and capital minimums are sourced from official schedules; professional and substance costs are market estimates with ranges. Your numbers will differ. Verify against the cited sources and take advice before committing.
| Component | Year 1 | Year 2 | Year 3 | 3-year total | Confidence |
|---|---|---|---|---|---|
| Application | |||||
| Application fee | United States application fee is locked. Unlock with the £349 pass. | - | - | United States application fee is locked. Unlock with the £349 pass. | verified |
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These are representative scenarios
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