US licensing intelligence
State by state licensing intelligence for US crypto and payments: a 56 jurisdiction matrix, interactive launch map, product classifier, New York routes, capital and bond calculator, state sequencing, compliance checklists and a licence tracker. Not legal advice.
Next steps
Coverage: 56 published states and territories · data 2026-07-16.1-verified. Primary-source verified; cells where sources conflict are shown as under review.
Plan a US launch
- Classify: Flag the regulatory layers your product shape commonly triggers.
- Shortlist: Build a state shortlist from the launch map and matrix.
- Price: Roll up fees, net worth and surety for the shortlist.
- New York: Weigh the five New York routes as a planning signal.
- Structure: Order the states and compare licence versus partner models.
- Execute: Generate the readiness checklist and track applications.
Decide where to launch
50-state matrix
MTL, virtual currency, fees, bonds, MTMA, posture - export CSV.
Launch map
Green / amber / red map with population shortlist and cost card.
Product classifier
Eight questions → FinCEN, MTL, NY, SEC, CFTC flags.
New York tool
BitLicense, trust, partner or skip - planning signal.
Capital and bond calculator
Fees, net worth and surety roll-up under volume scenarios.
Choose your structure
Licence vs sponsor
Own licences, bank sponsor, MT partner, BaaS, white-label, acquisition.
State sequencing
Order states by fastest, lowest cost, population, B2B, crypto or remittance.
Compliance checklist
AML, KYC, sanctions, cyber, bonds, NMLS - tailored to your route.
Execute and track
Federal classification
Asset × activity against FinCEN, GENIUS, SEC and CFTC potential exposure.
Licence tracker and VDR
Authenticated applications, checklist status, document room and reminders.
United States federal overview
The United States entry in the global country matrix.
Fee, bond and full shortlist detail require existing LicenceMap access. Tracker requires sign-in. Pricing · Sign in.