Informational only — not legal advice. Verify with qualified counsel before acting. Full disclaimer

US product classifier

Eight questions about fund control, fiat, crypto, custody and go-to-market. Output: regulatory layers flagged with risk bands - for planning, not a determination.

1. Customer funds control
2. Fiat in the flow?
3. Crypto / virtual currency in the flow?
4. Custody model
5. Trading or exchange?
6. Issue stablecoin or stored value?
7. Product extras (optional)
8. Go-to-market

Results describe potential review areas against common US triggers. They are not a licence determination.