licencemap
Informational only, not legal advice. Verify with qualified counsel before acting. Full disclaimer

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Pin the jurisdiction you are leaning towards, then line up to 5 rivals against it. Every unlocked figure shows where a peer beats it or loses to it on capital, timeline, cost and difficulty, so one screen tells you whether your first choice actually holds up.

Crypto (CASP / VASP) E-money (EMI)
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Dimension Pinned
🇬🇮 Gibraltar partly open
Verified 2026-07-02
 🇨🇭 Switzerland analogue partly open
Verified 2026-07-03
Licence type Authorised EMI or Registered EMI under the Financial Services (Electronic Money) Regulations 2011. A real EMI regime, unlike the pure analogues.
Verified 2026-07-02 Source: GFSC, https://www.gfsc.gi/e-money
No EMI. Closest is the FINMA FinTech licence (Banking Act Art. 1b), deposits up to CHF 100m, no interest, no lending. Larger operations need a banking licence.
Verified 2026-07-03 Source: FINMA, https://www.finma.ch/en/authorisation/fintech/fintech-bewilligung/
Regulator Gibraltar Financial Services Commission (GFSC).
Verified 2026-07-02 Source: GFSC
FINMA.
Verified 2026-07-02 Source: FINMA
Capital requirement Gibraltar capital requirement is locked. Unlock with the £349 pass. Switzerland capital requirement is locked. Unlock with the £349 pass.
Timeline to authorisation Gibraltar timeline to authorisation is locked. Unlock with the £349 pass. Switzerland timeline to authorisation is locked. Unlock with the £349 pass.
Local substance Gibraltar local substance is locked. Unlock with the £349 pass. Switzerland local substance is locked. Unlock with the £349 pass.
Application cost Gibraltar application cost is locked. Unlock with the £349 pass. Switzerland application cost is locked. Unlock with the £349 pass.
Ongoing cost Gibraltar ongoing cost is locked. Unlock with the £349 pass. Switzerland ongoing cost is locked. Unlock with the £349 pass.
Passporting Gibraltar passporting is locked. Unlock with the £349 pass. Switzerland passporting is locked. Unlock with the £349 pass.
EMIs authorised Gibraltar emis authorised is locked. Unlock with the £349 pass. Switzerland emis authorised is locked. Unlock with the £349 pass.
Key restrictions Gibraltar key restrictions is locked. Unlock with the £349 pass. Switzerland key restrictions is locked. Unlock with the £349 pass.
Safeguarding Gibraltar safeguarding is locked. Unlock with the £349 pass. Switzerland safeguarding is locked. Unlock with the £349 pass.
Recent changes Alignment with the UK market-access regime; separate DLT provider framework since 2018.
Verified 2026-07-02 Source: GFSC
Federal Council launched public consultation on 22 October 2025 on FinIA amendments to replace the FinTech licence with two new categories: a payment instrument institution licence (permitting stablecoin issuance, removing the CHF 100m deposit cap) and a crypto-institution licence. Consultation closed 6 February 2026. Entry into force expected in 2027 at the earliest, so the current FinTech licence and its CHF 100m cap remain in effect for now.
Verified 2026-07-03 Source: Loyens & Loeff / Deloitte Switzerland, https://www.loyensloeff.com/insights/news--events/news/swiss-federal-council-proposes-finia-amendments-new-licences-for-payment-and-crypto-institutions-to-replace-fintech-regime/
Difficulty rating Gibraltar difficulty rating is locked. Unlock with the £349 pass. Switzerland difficulty rating is locked. Unlock with the £349 pass.

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Capital, timeline, costs, substance, passporting, restrictions and difficulty for your pinned jurisdiction and every peer, with the deltas that show where each one wins or loses. One-off Founder Pass (£349) or Pro with change alerts.

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Informational only, not legal advice. A delta compares the sortable figure only (capital, timeline, cost, difficulty, passporting, approvals); it is not a judgement on overall suitability. Verify with qualified counsel before acting.