Informational only, not legal advice. Verify with qualified counsel before acting. Full disclaimer

E-money licensing costs, jurisdiction by jurisdiction

Three-year totals from sourced component models: cash spend and capital held, each pair modelled for one stated representative scenario.

These figures are planning estimates for a stated representative scenario, not quotes and not legal or financial advice. Regulator fees and capital minimums are sourced from official schedules; professional and substance costs are market estimates with ranges. Your numbers will differ. Verify against the cited sources and take advice before committing.

Full disclaimer · How the cost model works

The first cost models are being compiled

No jurisdiction's cost model is published yet. Each one is researched component by component, application fees, professional fees, capital, substance and supervision, against regulator fee schedules and market data, and nothing appears here until every figure carries a source and a verification date. Honest gaps beat invented totals.

In the meantime, the comparison matrix carries the narrative cost entries for every covered jurisdiction, and a bespoke report (£950) can model your exact case now.