Capital and bond calculator
Illustrative roll-up of application fees, net worth, surety and a legal-build scenario across selected states. Free tier: up to 3 states.
Totals (illustrative)
- States modelled: 1 (free cap applied)
- Application fees: $8,000
- Renewals (annual band): $15,000
- Net worth (sum of minima): $500,000
- Surety bond: $500,000 - $1,000,000
- Legal build scenario: $15,000 - $37,500
Illustrative planning totals only. Surety figures use published formulas where provided, otherwise field bands. Legal build is a scenario slider, not a quote. Not legal or financial advice.
1 state at the About $50m (planning baseline) volume band with a Typical build legal and compliance build.
Illustrative planning totals only. Surety figures use published formulas where provided, otherwise field bands. Legal build is a scenario slider, not a quote. Not legal or financial advice.
| State | App fee | Renewal | Net worth | Surety | Note |
|---|---|---|---|---|---|
| New York | $8,000 | $15,000 | $500,000 | $500,000 - $1,000,000 |
Fixed amount
NYDFS sets both the BitLicense bond and the money transmitter bond case by case. $500,000 is the statutory and FAQ-stated floor; compliance advisers cite bonds exceeding $1,000,000 for issuers near $50,000,000 in annual volume, matching this scenario. |