Capital and bond calculator
Illustrative roll-up of application fees, net worth, surety and a legal-build scenario across selected states. Free tier: up to 3 states.
Totals (illustrative)
- States modelled: 3 (free cap applied)
- Application fees: $17,875
- Renewals (annual band): $14,283
- Net worth (sum of minima): $450,000
- Surety bond: $2,000,000 - $4,100,000
- Legal build scenario: $45,000 - $112,500
Illustrative planning totals only. Surety figures use published formulas where provided, otherwise field bands. Legal build is a scenario slider, not a quote. Not legal or financial advice.
3 states at the About $50m (planning baseline) volume band with a Typical build legal and compliance build.
Illustrative planning totals only. Surety figures use published formulas where provided, otherwise field bands. Legal build is a scenario slider, not a quote. Not legal or financial advice.
| State | App fee | Renewal | Net worth | Surety | Note |
|---|---|---|---|---|---|
| California | $7,500 | $2,500 | $250,000 | $500,000 - $2,500,000 |
Fixed amount
DFAL security is DFPI-determined under Fin. Code 3207(a), $500,000 initial planning anchor; upper band adds the MTA bond near $2,000,000 if dual licensing applies during the PRO 02-23 transition. |
| Florida | $375 | $750 | $100,000 | $1,000,000 - $1,100,000 |
Volume percentage
2% of the scenario's $50,000,000 annual volume equals exactly $1,000,000, which lands squarely on the Form OFR-560-07 rounding table's $950,001 to $1,000,000 band, so the computed security device is $1,000,000. |
| Texas | $10,000 | $11,033 | $100,000 | $500,000 |
MTMA style
100% of the $2,000,000 average daily outstanding liability figure is $2,000,000, which exceeds the $500,000 statutory ceiling, so the computed bond is $500,000 (or a flat $100,000 if tangible net worth exceeds 10% of total assets). |