Kansas (KS)
Money transmission and virtual currency licensing planning data for Kansas.
Population weight (planning): 0.86% · Back to matrix · Launch map
How to read this page: confirmed cells are checked against a primary regulatory source and dated. Under review marks a cell where primary sources conflict or a figure awaits confirmation.
MTL required
Yes. The Kansas Money Transmission Act covers receiving money for transmission and selling or issuing payment instruments or stored value, and OSBC guidance applies this to virtual currency, so both legs of the scenario need a licence.
Verified 2026-07-16. Source
Fiat treatment
Money transmission covers selling or issuing payment instruments or stored value to, and receiving money for transmission from, a person located in Kansas, plus payroll processing services, under the Kansas Money Transmission Act, K.S.A. 9-555 et seq., replacing the repealed 9-508 et seq. from 1 January 2025.
Verified 2026-07-16. Source
Virtual currency treatment
Covered by regulator guidance rather than an explicit statutory definition. OSBC guidance, reissued 2 January 2025 to confirm it still applies under the new Act, treats virtual currency transmission as licensable. A separate virtual currency kiosk licensing duty phases in from 1 July 2026.
Verified 2026-07-16. Source
Regulator
Kansas Office of the State Bank Commissioner (OSBC), Consumer and Mortgage Lending Division.
Verified 2026-07-16. Source
NMLS / portal
Money Transmitter (MT) Licence, Kansas OSBC, applied for and renewed through NMLS.
Verified 2026-07-16. Source
Launch posture
green: Newly modernised Act, explicit OSBC guidance applying it to virtual currency, and the clearest regulator-published fee schedule of the seven states.
Verified 2026-07-16. Source
Net worth / capital (locked)
Net worth / capital is included with access.Permissible investments (locked)
Permissible investments is included with access.Exam / audit timeline (locked)
Exam / audit timeline is included with access.Practitioner notes (locked)
Practitioner notes is included with access.Under the planning scenario
LicenceMap's bond and net worth figures use one scenario throughout: a virtual currency exchange with a fiat on and off ramp, $50m in annual US transmission volume, $2m in average daily outstanding liability, and a single principal office.
Surety bond: Surety bond is included with access.
Net worth / capital: Net worth / capital is included with access.