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New Hampshire (NH)

Money transmission and virtual currency licensing planning data for New Hampshire.

Population weight (planning): 0.41% · Back to matrix · Launch map

How to read this page: confirmed cells are checked against a primary regulatory source and dated. Under review marks a cell where primary sources conflict or a figure awaits confirmation.

MTL required

Yes for the fiat-touching side. A convertible virtual currency only business is exempted from RSA 399-G by section 399-G:3(VII), but a CVC exchange with a fiat on or off ramp receives money for transmission, which sits inside the general money transmission definition and triggers licensing for that fiat leg.

Verified 2026-07-16. Source

Fiat treatment

Selling or issuing payment instruments or stored value, or receiving money for transmission, from a person located in New Hampshire triggers licensing under RSA 399-G:2(XVIII); money means a medium of exchange authorised or adopted by a government, so a fiat leg is squarely covered.

Verified 2026-07-16. Source

Virtual currency treatment

Convertible virtual currency is a defined term (RSA 399-G:2(VII)), and persons dealing solely in CVC, selling or issuing CVC-only stored value, or receiving CVC for transmission, are exempted from licensing by 399-G:3(VII), remaining subject only to the state's consumer protection act, RSA 358-A. The exemption does not extend once fiat money is also received for transmission.

Verified 2026-07-16. Source

Regulator

New Hampshire Banking Department.

Verified 2026-07-16. Source

MTMA adoption

full: H.B. 1241 (2024), effective October 24, 2024.

Verified 2026-07-16. Source

Launch posture

green: A modernised, low-cost MTMA-style regime with a clearly worded, decades-old convertible virtual currency exemption that does not disturb licensing for the fiat leg of an exchange.

Verified 2026-07-16. Source

Application fees (locked)

Application fees is included with access.

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Renewal fees (locked)

Renewal fees is included with access.

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Net worth / capital (locked)

Net worth / capital is included with access.

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Surety bond (locked)

Surety bond is included with access.

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Bond formula (locked)

Bond formula is included with access.

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Permissible investments (locked)

Permissible investments is included with access.

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Control persons (locked)

Control persons is included with access.

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Local presence (locked)

Local presence is included with access.

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Exam / audit timeline (locked)

Exam / audit timeline is included with access.

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Exemptions (locked)

Exemptions is included with access.

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Typical timeline (locked)

Typical timeline is included with access.

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Practitioner notes (locked)

Practitioner notes is included with access.

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Under the planning scenario

LicenceMap's bond and net worth figures use one scenario throughout: a virtual currency exchange with a fiat on and off ramp, $50m in annual US transmission volume, $2m in average daily outstanding liability, and a single principal office.

Surety bond: Surety bond is included with access.

Net worth / capital: Net worth / capital is included with access.

Unlock with LicenceMap access