Informational only — not legal advice. Verify with qualified counsel before acting. Full disclaimer

🇬🇷 Greece

HCMC's fast, well-documented statutory process (Law 5193/2025) had issued no CASP authorisations as of mid-2026.

Last verified 2026-08-15 Next review 2026-08-29

Data verified: oldest cell 46 days ago (verified 2026-07-02). Individual cells show their own verification date below.

Licence type

Electronic money institution licence under Law 4021/2011 (Articles 9-30, Greece's EMD2 transposition) as updated by Law 4537/2018 (PSD2 transposition); Bank of Greece maintains a public register of Greek EMIs and of foreign EMIs passporting into Greece

Verified 2 days agoSource: Bank of Greece supervised institutions: https://www.bankofgreece.gr/en/main-tasks/supervision/supervised-institutions

Regulator

Bank of Greece (Τράπεζα της Ελλάδος)

Verified 2 days agoSource: Bank of Greece - supervised institutions and EMI register: https://www.bankofgreece.gr/en/main-tasks/supervision/supervised-institutions

Recent changes

PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. The final compromise texts remain awaiting formal adoption and Official Journal publication as of 15 August 2026, with an indicative European Parliament plenary on 14 December 2026. After entry into force, Member States have 21 months to transpose and apply PSD3, and the PSR generally applies after 21 months. Existing EMIs may continue for 27 months, with an exceptional further three-month extension.

Verified 2 days agoSource: https://data.consilium.europa.eu/doc/document/ST-8222-2026-INIT/en/pdf ; https://data.consilium.europa.eu/doc/document/ST-8221-2026-INIT/en/pdf ; https://oeil.europarl.europa.eu/oeil/en/procedure-file?reference=2023%2F0209%28COD%29

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Not legal advice. Entries marked placeholder or awaiting verification shouldn't be relied on. Verify with Greece's regulator and qualified local counsel before acting.