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🇮🇪 Ireland

Central Bank of Ireland, MiCA CASP

Crypto (CASP / VASP) E-money (EMI)
Last verified 2026-08-15 Next review 2026-08-29

Data verified: oldest cell 46 days ago (verified 2026-07-02). Individual cells show their own verification date below.

Capital requirement Capital requirement is included with access. Included with access Timeline to authorisation Timeline to authorisation is included with access. Included with access Application cost Application cost is included with access. Included with access Passporting Passporting is included with access. Included with access

Licence type

E-Money Institution or Small E-Money Institution under the European Communities (Electronic Money) Regulations 2011.

Verified 2 days agoSource: Central Bank of Ireland, Payment Authorisation: https://www.centralbank.ie/regulation/how-we-regulate/authorisation/payment-authorisation

Regulator

Central Bank of Ireland (CBI).

Verified 2 days agoSource: Central Bank of Ireland, Electronic Money Institutions: https://www.centralbank.ie/regulation/industry-market-sectors/electronic-money-institutions

Recent changes

PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. The final compromise texts remain awaiting formal adoption and Official Journal publication as of 15 August 2026, with an indicative European Parliament plenary on 14 December 2026. After entry into force, Member States have 21 months to transpose and apply PSD3, and the PSR generally applies after 21 months. Existing EMIs may continue for 27 months, with an exceptional further three-month extension.

Verified 2 days agoSource: https://data.consilium.europa.eu/doc/document/ST-8222-2026-INIT/en/pdf ; https://data.consilium.europa.eu/doc/document/ST-8221-2026-INIT/en/pdf ; https://oeil.europarl.europa.eu/oeil/en/procedure-file?reference=2023%2F0209%28COD%29

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Capital, timeline, costs, substance, passporting, restrictions and difficulty for Ireland, each with its source and verification date, unlock with the one-off Founder Pass: £349, 30 days, everything included. Need it board-ready without doing the work? A bespoke report answers your exact question for £950.

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Not legal advice. Entries marked placeholder or awaiting verification shouldn't be relied on. Verify with Ireland's regulator and qualified local counsel before acting.