licencemap
Informational only, not legal advice. Verify with qualified counsel before acting. Full disclaimer

🇸🇪 Sweden

Finansinspektionen-authorised CASP regime with a very thin approvals count, 1 CASP confirmed as of the latest tracker read

Crypto (CASP) E-Money (EMI)
Last verified 2026-07-03 Next review 2026-07-17

Data verified: oldest cell 1 day ago (verified 2026-07-02). Individual cells show their own verification date below.

Licence type

Tillstand att ge ut elektroniska pengar (e-money institution licence) under lagen (2011:755) om elektroniska pengar, transposing EMD2; a lighter-touch registration tier ('registrerad utgivare av elektroniska pengar' for small-scale issuers below EMD2 thresholds) also exists

Verified 2026-07-02 Source: Finansinspektionen: https://www.fi.se/en/payments/apply-for-authorisation/electronic-money/

Regulator

Finansinspektionen (FI, the Swedish Financial Supervisory Authority)

Verified 2026-07-02 Source: Finansinspektionen: https://www.fi.se/en/payments/apply-for-authorisation/electronic-money/

Capital requirement 🔒

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Timeline to authorisation 🔒

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Local substance 🔒

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Application cost 🔒

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Ongoing cost 🔒

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Passporting 🔒

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EMIs authorised 🔒

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Key restrictions 🔒

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Safeguarding 🔒

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Recent changes

PSD3 and the PSR will merge the payment institution and EMI regimes into one licence that can issue e-money. Final texts published 23 April 2026, applicability targeted around 2028; existing EMIs are grandfathered but must update their file.

Verified 2026-07-03 Source: EU

Difficulty rating 🔒

Unlock difficulty rating with the Founder Pass Source: fi.se

The decision numbers for Sweden are one step away

Capital, timeline, costs, substance, passporting, restrictions and difficulty, with sources and verification dates. Deciding now? The one-off Founder Pass (£349) unlocks everything for 30 days. The free showcase jurisdiction shows you the exact format and quality first.

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Track Sweden

Get an email when this regime changes, fee schedules, capital rules, transition deadlines.

Informational only, not legal advice. Entries marked as placeholder or awaiting verification must not be relied on. Confirm all requirements with Sweden's regulator and qualified local counsel before acting.