Every fortnight we re-verify the matrix against primary sources. In the last 14 days that logged 81 substantive updates across 38 jurisdictions. Gated figures are named here rather than shown; the revised values, with sources and verification dates, are on each jurisdiction page.
Austria
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
Belgium
- The mica casps approved entry was updated. View the entry.
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
British Virgin Islands (BVI)
- The mica casps approved entry was updated. View the entry.
Bulgaria
- The mica casps approved entry was updated. View the entry.
- Recent changes (e-money): Bulgaria adopted the euro on 1 January 2026 at the fixed rate of EUR 1 to BGN 1.95583, with institutional capital converting.... View the entry.
Croatia
- The mica casps approved entry was updated. View the entry.
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
Cyprus
- The mica casps approved entry was updated. View the entry.
- Recent changes (e-money): The Central Bank of Cyprus issued new 2025 EMI authorisation, governance and suitability directives. View the entry.
Czechia
- The ongoing cost entry was updated. View the entry.
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
Denmark
- The mica casps approved entry was updated. View the entry.
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
El Salvador
- The application cost entry was updated. View the entry.
- The mica casps approved entry was updated. View the entry.
- The ongoing cost entry was updated. View the entry.
Estonia
- The mica casps approved entry was updated. View the entry.
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
Finland
- Recent changes (e-money): FIN-FSA introduced a new 2026 payment-institution application model and fee schedule. View the entry.
France
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
Germany
- The mica casps approved entry was updated. View the entry.
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
Gibraltar
- The key restrictions entry was updated. View the entry.
- Licence type: GFSC permission under the Financial Services (DLT Providers and VAA Providers) Regulations 2020. View the entry.
- Recent changes: LN 2025/254 expanded the 2020 Regulations to DLT Providers and VAA Providers from 27 October 2025, expressly capturing.... View the entry.
- The local substance entry was updated. View the entry.
- The timeline to authorisation entry was updated. View the entry.
- Licence type (e-money): Authorised electronic money institution or registered electronic money institution under the Financial Services (Electronic.... View the entry.
- Recent changes (e-money): LN 2026/053 took effect on 26 March 2026 and requires e-money institutions to notify the GFSC at least 30 days before.... View the entry.
- Gibraltar's framework now expressly covers DLT and virtual-asset activity. A 30-day dividend notification and no-objection rule took effect on 26 March 2026. Effective 2026-03-26.
Greece
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
Guernsey
- The key restrictions entry was updated. View the entry.
- Recent changes: On 24 July 2026 the GFSC published its Supporting Growth with Digital Finance feedback paper. View the entry.
- The GFSC confirmed that Guernsey's wholesale-only VASP restriction will end on 1 October 2026. Separate dual-licensing relief remains under consultation. Effective 2026-10-01.
Hungary
- The key restrictions entry was updated. View the entry.
- Recent changes: Act XXXVIII of 2026 repealed Hungary's separate SZTFH crypto-asset conversion validation scheme. View the entry.
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
- Hungary repealed its separate crypto-validation regime on 7 August 2026, leaving the MiCA authorisation perimeter under the MNB as the operative route. Effective 2026-08-07.
Iceland
- The difficulty rating entry was updated. View the entry.
- The capital requirement entry (e-money) was updated. View the entry.
- Recent changes (e-money): Iceland's EEA implementation timing also depends on incorporation through the EEA Agreement. View the entry.
Ireland
- The mica casps approved entry was updated. View the entry.
- The application cost entry (e-money) was updated. View the entry.
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
Isle of Man
- The key restrictions entry was updated. View the entry.
- Recent changes: Following its 2024 consultation on a more substantive crypto licensing regime, the IOMFSA retained the current DBRO-Act.... View the entry.
Italy
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
Japan
- The mica casps approved entry was updated. View the entry.
- Recent changes: The FIEA and Payment Services Act amendment was promulgated on 23 July 2026. View the entry.
- Japan's first 2026 FIEA amendment tranche took effect on 12 August 2026, including higher penalties and expanded investigative powers; core reclassification awaits a later commencement date. Effective 2026-08-12.
Latvia
- The mica casps approved entry was updated. View the entry.
- The application cost entry (e-money) was updated. View the entry.
- The emis authorised entry (e-money) was updated. View the entry.
- Recent changes (e-money): Latvijas Banka continued granting new EMI licences during 2025 and 2026. View the entry.
Liechtenstein
- The mica casps approved entry was updated. View the entry.
- Recent changes (e-money): Liechtenstein's EEA implementation timing also depends on incorporation through the EEA Agreement. View the entry.
Lithuania
- The mica casps approved entry was updated. View the entry.
- The application cost entry (e-money) was updated. View the entry.
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
Luxembourg
- The mica casps approved entry was updated. View the entry.
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
Malta
- The mica casps approved entry was updated. View the entry.
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
Netherlands
- The emis authorised entry (e-money) was updated. View the entry.
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
Norway
- The mica casps approved entry was updated. View the entry.
- The ongoing cost entry was updated. View the entry.
- Recent changes (e-money): Norway's EEA implementation timing also depends on incorporation through the EEA Agreement. View the entry.
Poland
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
Portugal
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
Romania
- Recent changes (e-money): Romania's BNR remains the e-money competent authority, separate from ASF's MiCA supervision. View the entry.
Singapore
- The emis authorised entry (e-money) was updated. View the entry.
Slovakia
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
Slovenia
- The mica casps approved entry was updated. View the entry.
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
Spain
- The mica casps approved entry was updated. View the entry.
- Recent changes (e-money): Spain will need to align its separate payment-institution and e-money statutes with the single PSD3 framework. View the entry.
Sweden
- The ongoing cost entry was updated. View the entry.
- Recent changes (e-money): PSD3 and the PSR merge payment-institution and EMI authorisation into one payment-institution category able to issue e-money. View the entry.
United Kingdom
- Ongoing cost: Annual FCA periodic fee under fee-block G.30 for 2026/27: minimum GBP 2,251 plus GBP 6.01 per GBP 1,000 of cryptoasset income.... View the entry.
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Watch a jurisdiction and we email you when its entries change, the day they change. Founder Pass and Pro plans show every revised figure with its source and verification date.